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College Jobs Help with COVID Crisis

After graduating from high school, Tyler Grubbs and Grant Morrison landed warehouse jobs at Roche, a multinational healthcare company with operations in Indianapolis. Both work as material handlers—jobs with critical importance to the distribution of Roche’s COVID-19 diagnostic test and Roche’s new antibody test for COVID-19 throughout the United States. Where did you go to high school? Tyler: Lawrence North High School. I loved high school. I played soccer all four years. Through that I made some lifelong friends who are still my best friends today. I was in an…

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3 COSTLY FINANCIAL MISTAKES AND SMARTER SOLUTIONS

Your college degree is the best investment you can make for your future. But costly mistakes can undermine your best efforts. Here’s what to avoid and some thoughts on a better approach: Mistake: Taking forever to finish your college degree. The Indiana Commission for Higher Education estimates that every additional year students spend in college costs at least $50,000 in tuition, fees and lost wages. Solution: Taking 30 credits per year is the best way to graduate on time and finish within your budget. Plus, under Indiana law, students must…

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TIPS FROM FINANCIAL EXPERTS

“Don’t give into the comparisons and try to one up your classmate. You will thank yourself over and over in the years to come for making smart decisions early on. You will not remember that handbag you “had” to have or that drive-thru meal for the fourth time that week. What you will love in the future are those good decisions and habits that freed up your money for a memorable trip or being able to put a down payment on a home that is truly yours. You’ll love the…

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STUDENT FINANCIAL RESOLUTIONS YOU CAN KEEP

Start now and you’ll thank us (and yourself) later. FINANCIAL TIPS Fill out the FAFSA every year by April 15. Complete the FAFSA before each new school year, regardless of your family’s financial status to see if you’re eligible to receive funds. The FAFSA helps you tap into federal, state and institutional grants and scholarships. Apply for scholarships and grants. Scholarships aren’t just for freshmen. Keep applying for scholarships for specific costs, such as study abroad, or for fellowship programs to cover the cost of unpaid internships. Check with your…

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3 TIPS FOR GETTING INTO GRAD SCHOOL

For many college students, graduation is a welcome relief from a four-year grind of tests and classes. But for others, graduate school awaits. And it’s for those students that we offer these tips: Look within. Why do you want to go to graduate school? Make sure you have a firm understanding of the pros and cons of pursuing an advanced degree, as well as the timing. In many fields, a master’s degree, doctorate or professional degree are absolute requirements. In other career sectors, you might want to consider working before…

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3 Tips for Keeping College Costs Under Control

Three ways to keep college costs to a minimum and secure your financial future: 1. 30 to Finish. Taking 30 credits per year is the best way to graduate on time and within budget. The Indiana Commission for Higher Education estimates that every additional year students spend in college costs at least $50,000 in tuition, fees, and lost wages. Plus, under Indiana law, students must complete 30 credit hours each of their four years of college—an average of five classes per semester—to keep their maximum amount of state financial aid.…

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ROTC Paved the Way to Law School

Since she was a student at Cathedral High School, Haley Roach dreamed of becoming a lawyer. She reached that goal in 2019 after graduating from the Indiana University Robert H. McKinney School of Law in Indianapolis. But she’s not headed for a big law firm. Instead, she’s headed for the U.S. Army, where she will join the U.S. Army Judge Advocate General’s Corps, or JAG Corps, an elite group of military lawyers popularized in movies and television. “Everything was paid for by the Army, including the cost of textbooks and…

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Sticking with 21st Century Scholars Program Impacts a Life—and a Family

James Yates signed up for the 21st Century Scholars program as a seventh grader in South Bend, never realizing what an impact it would have on his future. His mother Angela, a single parent, worked several jobs to support him and his three siblings. And while he knew that she wouldn’t financially be able to contribute to his college education, he was “raised to believe that there is no wealth like knowledge and no poverty like ignorance,” he said. Yates was among the first in his family to attend college…

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Cost Featured Grad Guru Blog 

You Could Be Next!

2018 GRAD Scholarship winner Allison Crick double majored in accounting and marketing at ISU, where she was a President’s Scholar in the Networks Professional Development Program. While at ISU, she interned at The Cricket Box Furniture Store, LWH Accounting Firm, and Charles Schwab. As a research assistant, she had her first accepted publication with the Journal of Selling and empirical research in progress. In 2019, Allison will begin an internship at KAR Auction Services as part of the Xtern Program in Indianapolis and return to ISU in the fall for…

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Cost Featured 

Do you have to file tax returns for summer jobs?

In addition to being a great source of walking-around money or funds of college expenses, summer jobs can be great educational tools for teens and young adults. We’ll title one of these lessons “Welcome to the Tax System 101.” You need to report your income, kids, and the rules for you aren’t necessarily any simpler than those for your parents. Of course, you might be able to persuade them to do the dirty work and fill out the return, or even report your income on their own returns. Bill Bischoff of…

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Visit Indiana INTERNnet to Learn About EARN Indiana

More than 260,000 students are EARN Indiana eligible, meaning an employer can receive funds in exchange for hiring qualifying students. In order to be EARN Indiana eligible, students must: Be an Indiana resident Not have a bachelor’s degree prior to the term a student plans to work Be enrolled full time at an eligible Indiana college or university and have an Expected Family Contribution (as determined by the FAFSA from the current academic year) less than or equal to $24,428 OR Be enrolled part time at an eligible Indiana college…

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Keep an Eye on Your College Money and Financial Future

If you’re a student, whether you’re earning a little extra cash with a part-time job or paying your own way through life and college, it’s probably on your mind—a lot, perhaps, if you’re thinking about graduation and career options. You can do three things now to make your financial future more secure: 1. Stay on track with 30 to Finish. Taking 30 credits per year is the best way to graduate on time and within budget. The Indiana Commission on Higher Education estimates that every additional year students spend in…

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Mistakes and Money Management

What are some of the common mistakes college students make with money? Michelle L. Ashcraft, director of Purdue Promise Student Success Programs, sees some common financial aid fouls among students: Missing the institution’s and/or state’s FAFSA filing deadline. Neglecting to sign up for direct deposit, if available. Financial aid checks can be mailed to wrong addresses if they are not updated, stolen from mailboxes, or deposited into family member’s accounts. Spending financial aid refunds meant for housing, food, and books on furnishing apartments or decorating residence hall rooms. Not having…

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21st Century Scholar Started Small, Finishing Big (And Debt Free)

When Henry Steckler graduated from Southridge High School in Huntingburg, Indiana, he was unsure about his next move. He had spent four years of high school preparing to go to Purdue and study engineering, participating in Project Lead the Way’s Gateway to Engineering, and Rube Goldberg competitions. “I really liked the design side of things, being the person behind the scenes who makes everything go,” Steckler said. When he was accepted to Purdue, but not to his first choice of the College of Engineering, his career goals seemed in jeopardy.…

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Keep Control of College Costs

Need to do college on a budget? Zoe Nash of Indianapolis graduated from Indiana University in Bloomington in 2018 with money in the bank, even after a semester studying abroad and having an active social life. How she did it: Work. “My parents paid for my room and board when I lived on campus, and when I moved off campus, my rent and utilities, which was really nice. But since I was 16, I have worked—mostly babysitting—and saved all my money, because any money I wanted to spend, I had…

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3 Secrets to getting rich

A new job and steady paycheck often create the temptation for recent graduates to spend more than they earn. Kate Arndt, a financial planning coordinator at Bedel Financial Consulting, Inc., in Indianapolis, suggests three ways to get a head start on staying out of debt, managing expenses and saving for the future. Arndt is a 2016 graduate of Indiana State University with a bachelor’s degree in finance. “The secret to getting rich is to live below your means!” she says. Beware of “lifestyle creep” Arndt says the new thrill of…

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Meet Julian Luna

Senior at Indiana University, majoring in elementary education with ESL license addition Hometown: Elkhart, IN     Julian Luna has a mission. He wants to help first-generation college students like himself succeed. He plans to be a teacher, and aims to eventually start his own bilingual language immersion elementary school. Financing an education: Luna discovered his love for teaching in high school, when he had an internship that took him to several elementary school classrooms. “I loved everything about the classroom environment and working with the kids,” he says, but…

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Repaying student loans

Tips from a pro Is repaying student loans on your horizon? You’re not alone.  According to ticas.org, a graduate of an Indiana four-year college faces repaying an average student loan debt of more than $29,000. It’s important not to get misled in your quest to become debt-free. Indiana attorney Michael Lux, founder of The Student Loan Sherpa, a website dedicated to student loan education, strategy and borrower advocacy, says one question he gets “far too often” is about purported student loan services “that are nothing more than a scam. Programs like…

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