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Category: Cost

Cost Pay 

Spending and Saving

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Choosing to go to college already has you on the right financial path, since a college degree is likely to increase your lifetime earnings. The cost of going to college is high and you might not be employed full time yet in your career of choice. Is there anything you can do now to improve your financial future? Experts say yes. Learn to Manage Your Money Now. Colleges and universities are doing better than ever at offering students ways to learn about personal financial planning. Any student at any campus…

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College Cost 

Buying Books and Saving Money

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– Jacob Elmore,  intern at the Indianapolis Business Journal Throughout my time in college, I’ve heard all kinds of ridiculous amounts of money that people have spent on books. Usually the range is anywhere from a few hundred dollars to thousands of dollars. Although I have a major that isn’t textbook heavy, I still had to buy books that aren’t cheap for my early years . I’ve learned that buying books online, renting books, or buying from students is often the best route to go to save money. Three websites that…

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College Cost 

Campus Housing, The Good and The Bad

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– Jacob Elmore,  intern at the Indianapolis Business Journal Living on or around campus can be rewarding or a nightmare depending on how it all works out for you. To begin with housing as a new college student, some places require freshman to live in a dorm on campus. I personally suggest this as a good idea since it can usually lead to meeting new people, making friends, and understanding how college works in general. It can also help keep stress down without having to worry about extra thing such as…

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Career Cost 

[IEDC] Steel Bar Processor Investing $36.9 Million to Locate in Porter County

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VALPARAISO, Ind. (March 28, 2016) – Nuco Steel Bar Technologies, a processor of raw steel materials into steel bars, announced plans today to locate its operations here, creating up to 50 new jobs by 2019.   The company, which was recently established by Michael Pitterich and Jim Sarwark, steel experts with a combined 50 years of industry experience, will invest $36.9 million to develop a greenfield site at the Airport Industrial Park in Valparaiso. With Valparaiso-based Chester Construction, which was founded in 1951, expected to begin construction by May, Nuco…

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Cost Home 

Multiple household doesn’t mean multiple financial headaches

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– Paige Clark,  intern at the Indianapolis Business Journal Figuring out financial aid can be confusing. Figuring out financial aid with two divorced people can be more confusing than imaginary numbers in trigonometry. Although almost everyone does, or should, apply for the Free Application for Federal Student Aid, it’s still very confusing and no one seems to have all the answers, especially when dealing with two incomes, homes, tax returns, etc. Which was really surprising – I’ve seen the marriage statistics for this country. And after phone calls and meetings, I…

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Cash for College

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Who doesn’t need cash for college? Learn More Indiana’s Cash for College campaign has great advice, tips and resources to help Hoosier students of all ages pay for college. Learn about FAFSA, saving for college, paying for college and more at LearnmoreIndiana.org/cost. The Indiana College Costs Estimator, powered by the National Center for College Costs and Learn More Indiana, is full of advice for high school and college students and their families. Visit LearnMoreIndiana.org/cost to calculate your actual college costs in minutes, and download the free mobile app, too.  

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Work, Learn & Earn

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EARN Indiana, launched in 2013, revolutionized Indiana’s work-study program. Students with financial need have access to resume-building, paid internships, while employers receive state matching funds in exchange for hiring students. EARN Indiana partners with Indiana INTERNnet to better match students and employers to maximize each student’s academic success and career achievement – and to assist employers in finding the perfect fit for their team. EARN Indiana positions give students professional experience and networking opportunities for their careers after graduation. Learn more at IndianaINTERN.net.

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Make Smarter Decisions

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Even small financial aid decisions can have big consequences. That’s the message behind advice offered by ISM College Planning at IsmCollegePlanning.org. Find college planning and financial aid tools for parents and students, plus The Student Loan Game Plan, an interactive tool to help you analyze available options that fit your unique situation.

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Life Costs Money

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How much money do you need to live on your own?  Will your future salary match—or even come close—to the lifestyle you desire? See how far your future occupation and income will take you with IN Reality, an online tool at hoosierdata.in.gov/inreality/. Produced by the Indiana Department of Workforce Development and the Indiana Business Research Center at the IU Kelley School of Business, IN Reality offers a reality check without a lecture on your spending habits. Choose an income level and occupation and make choices about whether to drive a…

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Cost 

Financial Aid for Hoosier Students

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Indiana has financial aid for all types of students. To qualify, you must complete and submit the FAFSA by March 10 each year and each following year. Check out the options below, and visit IN.gov/sfa to see all available state financial aid. What is it? Frank O’Bannon Grant (also known as the Higher Education Award or Freedom of Choice Grant) Who qualifies?  Full-time college students with financial need. You may receive more aid if you earn an honors diploma in high school, maintain a high GPA in college, complete more…

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Complete the FAFSA

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File your FAFSA (Free Application for Federal Student Aid) between January 1 and March 10 each year to qualify for state and federal financial aid for the next academic year. Go to FAFSA.gov to complete it online, fast (average time: 22 minutes) and free. The website includes a worksheet to help you organize your financial information to make the process go even smoother. Make sure you have everything you need to complete the FAFSA and college financial aid information, including: A FSA ID from fsaid.ed.gov Your Social Security Number Driver’s…

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Stretch Your Student Dollars

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“Live like a student now so you won’t have to later.” That’s a mantra that Morgan McMillan, assistant director of financial literacy at Indiana University, can get behind. The point: You are supposed to be sort of poor at this time in your life, since you don’t have a full-time job or a college degree (yet). You’re not supposed to have a nice car, expensive clothes or a credit card. You’re supposed to scrounge change with your friends for pizza, eat Ramen noodles and schlep yourself to class on foot…

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Resources for Smarter Money Management

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IU’s MoneySmarts recommends these online resources for better student financial planning: General Financial Literacy Resources Nerd Wallet Cost of Living Calculator, nerdwallet.com. Want to see how much more/less it will cost to live in a city when you graduate? Check out this calculator. LearnVest Knowledge Center, learnvest.com. This site helps you to take control of your personal finances so that you can live a financially secure life. Kahn Academy Better Money Habits, bettermoneyhabits.com/khan-academy-partnership.html. Great site that provides well-produced personal finance lessons on any topic you can think of.  A great…

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Smart Borrowing Tip

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“While a student may be able to borrow to help pay for the cost of textbooks and other miscellaneous expenses, we encourage students to keep the amount of loans they borrow to a minimum by paying for books and other expenses with savings. If they do need to borrow, we recommend they don’t borrow any more than absolutely necessary to pay the direct costs at the school they plan to attend. We also encourage students to apply for as many outside scholarships as possible to help defer costs.”    …

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Empowered by 21st Century Scholarship

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Looking back on her college years at Marian University, Amber Ferrari knows one thing for sure: “College is what you put into it,” she says. “It’s not like a college can hand you an awesome experience. You have to do it yourself.” That DIY attitude helped Ferrari persist in her pursuit of an “awesome” experience, close to home and at a price she could afford. A first-generation college student whose mother signed her up for the 21st Century Scholarship program when she was in middle school, Ferrari sometimes felt a…

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Public and Independent College Directory

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Public Colleges and Universities Ball State University Graduate School, 2000 W. University Muncie, IN 47306 1-800-382-8540 or 765-285-1297 gradschool@bsu.edu www.bsu.edu/gradschool INDIANA STATE UNIVERSITY School of Graduate Studies, 114 Erickson Hall Terre Haute, IN 47809 1-800-444-GRAD or 812-237-3111 grdstudy@isugw.indstate.edu www.indstate.edu/sogs INDIANA UNIVERSITY BLOOMINGTON University Graduate School, 130 S. Woodlawn Ave., Kirkwood 111 Bloomington, IN 47405 -7104 812-855-8853 grdschl@indiana.edu www.indiana.edu/~grdschl/ INDIANA UNIVERSITY East 2325 Chester Blvd. Richmond, IN 47374-1289 1-800-959-3278 grdschl@indiana.edu www.iue.edu INDIANA UNIVERSITY KOKOMO 2300 S. Washington St. Kokomo, IN 46904-4485 1-888-875-4485 or 765-455-9510 grdschl@indiana.edu www.iuk.edu INDIANA UNIVERSITY NORTHWEST 3400 Broadway,…

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