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3 Tips for Keeping College Costs Under Control

Three ways to keep college costs to a minimum and secure your financial future: 1. 30 to Finish. Taking 30 credits per year is the best way to graduate on time and within budget. The Indiana Commission for Higher Education estimates that every additional year students spend in college costs at least $50,000 in tuition, fees, and lost wages. Plus, under Indiana law, students must complete 30 credit hours each of their four years of college—an average of five classes per semester—to keep their maximum amount of state financial aid.…

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ROTC Paved the Way to Law School

Since she was a student at Cathedral High School, Haley Roach dreamed of becoming a lawyer. She reached that goal in 2019 after graduating from the Indiana University Robert H. McKinney School of Law in Indianapolis. But she’s not headed for a big law firm. Instead, she’s headed for the U.S. Army, where she will join the U.S. Army Judge Advocate General’s Corps, or JAG Corps, an elite group of military lawyers popularized in movies and television. “Everything was paid for by the Army, including the cost of textbooks and…

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Sticking with 21st Century Scholars Program Impacts a Life—and a Family

James Yates signed up for the 21st Century Scholars program as a seventh grader in South Bend, never realizing what an impact it would have on his future. His mother Angela, a single parent, worked several jobs to support him and his three siblings. And while he knew that she wouldn’t financially be able to contribute to his college education, he was “raised to believe that there is no wealth like knowledge and no poverty like ignorance,” he said. Yates was among the first in his family to attend college…

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Cost Featured Grad Guru Blug 

You Could Be Next!

2018 GRAD Scholarship winner Allison Crick double majored in accounting and marketing at ISU, where she was a President’s Scholar in the Networks Professional Development Program. While at ISU, she interned at The Cricket Box Furniture Store, LWH Accounting Firm, and Charles Schwab. As a research assistant, she had her first accepted publication with the Journal of Selling and empirical research in progress. In 2019, Allison will begin an internship at KAR Auction Services as part of the Xtern Program in Indianapolis and return to ISU in the fall for…

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Do you have to file tax returns for summer jobs?

In addition to being a great source of walking-around money or funds of college expenses, summer jobs can be great educational tools for teens and young adults. We’ll title one of these lessons “Welcome to the Tax System 101.” You need to report your income, kids, and the rules for you aren’t necessarily any simpler than those for your parents. Of course, you might be able to persuade them to do the dirty work and fill out the return, or even report your income on their own returns. Bill Bischoff of…

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Visit Indiana INTERNnet to Learn About EARN Indiana

More than 260,000 students are EARN Indiana eligible, meaning an employer can receive funds in exchange for hiring qualifying students. In order to be EARN Indiana eligible, students must: Be an Indiana resident Not have a bachelor’s degree prior to the term a student plans to work Be enrolled full time at an eligible Indiana college or university and have an Expected Family Contribution (as determined by the FAFSA from the current academic year) less than or equal to $24,428 OR Be enrolled part time at an eligible Indiana college…

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Keep an Eye on Your College Money and Financial Future

If you’re a student, whether you’re earning a little extra cash with a part-time job or paying your own way through life and college, it’s probably on your mind—a lot, perhaps, if you’re thinking about graduation and career options. You can do three things now to make your financial future more secure: 1. Stay on track with 30 to Finish. Taking 30 credits per year is the best way to graduate on time and within budget. The Indiana Commission on Higher Education estimates that every additional year students spend in…

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Cost Featured 

Mistakes and Money Management

What are some of the common mistakes college students make with money? Michelle L. Ashcraft, director of Purdue Promise Student Success Programs, sees some common financial aid fouls among students: Missing the institution’s and/or state’s FAFSA filing deadline. Neglecting to sign up for direct deposit, if available. Financial aid checks can be mailed to wrong addresses if they are not updated, stolen from mailboxes, or deposited into family member’s accounts. Spending financial aid refunds meant for housing, food, and books on furnishing apartments or decorating residence hall rooms. Not having…

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21st Century Scholar Started Small, Finishing Big (And Debt Free)

When Henry Steckler graduated from Southridge High School in Huntingburg, Indiana, he was unsure about his next move. He had spent four years of high school preparing to go to Purdue and study engineering, participating in Project Lead the Way’s Gateway to Engineering, and Rube Goldberg competitions. “I really liked the design side of things, being the person behind the scenes who makes everything go,” Steckler said. When he was accepted to Purdue, but not to his first choice of the College of Engineering, his career goals seemed in jeopardy.…

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Cost Featured 

Keep Control of College Costs

Need to do college on a budget? Zoe Nash of Indianapolis graduated from Indiana University in Bloomington in 2018 with money in the bank, even after a semester studying abroad and having an active social life. How she did it: Work. “My parents paid for my room and board when I lived on campus, and when I moved off campus, my rent and utilities, which was really nice. But since I was 16, I have worked—mostly babysitting—and saved all my money, because any money I wanted to spend, I had…

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3 Secrets to getting rich

A new job and steady paycheck often create the temptation for recent graduates to spend more than they earn. Kate Arndt, a financial planning coordinator at Bedel Financial Consulting, Inc., in Indianapolis, suggests three ways to get a head start on staying out of debt, managing expenses and saving for the future. Arndt is a 2016 graduate of Indiana State University with a bachelor’s degree in finance. “The secret to getting rich is to live below your means!” she says. Beware of “lifestyle creep” Arndt says the new thrill of…

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Meet Julian Luna

Senior at Indiana University, majoring in elementary education with ESL license addition Hometown: Elkhart, IN     Julian Luna has a mission. He wants to help first-generation college students like himself succeed. He plans to be a teacher, and aims to eventually start his own bilingual language immersion elementary school. Financing an education: Luna discovered his love for teaching in high school, when he had an internship that took him to several elementary school classrooms. “I loved everything about the classroom environment and working with the kids,” he says, but…

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Repaying student loans

Tips from a pro Is repaying student loans on your horizon? You’re not alone.  According to ticas.org, a graduate of an Indiana four-year college faces repaying an average student loan debt of more than $29,000. It’s important not to get misled in your quest to become debt-free. Indiana attorney Michael Lux, founder of The Student Loan Sherpa, a website dedicated to student loan education, strategy and borrower advocacy, says one question he gets “far too often” is about purported student loan services “that are nothing more than a scam. Programs like…

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Your Fabulous Life

How much money do you need to live the lifestyle you want? That depends on what you’ll earn, and what you’ll spend. See how far your future occupation and income will take you with IN Reality, an online tool at hoosierdata.in.gov/inreality/. Produced by the Indiana Department of Workforce Development and the Indiana Business Research Center at the IU Kelley School of Business, IN Reality offers a reality check without a lecture on your spending habits. Choose an income level and occupation and make choices about whether to drive a used…

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Plan for Repayment

If you’ve borrowed money for college, it’s important to repay responsibly. Learn More Indiana offers these tips to make sure you are repaying your loans efficiently: • Start early. If you’re able to pay off interest while you’re still in college, you’ll save money over the long run. Remember, your loan repayments will consist of principal (the original amount you borrowed), plus interest. The longer you take to pay back your loans, the more you’ll pay in interest. • Calculate your payment. Find the loan repayment plan that works for…

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EARN Indiana Expands More Paid Internships

The state’s work-study program for college students is expanding. EARN (Employer Aid Readiness Network) is the state’s work-study program. Students with financial need have access to resume-building, experiential, paid internships while employers receive state matching funds. To be eligible for an EARN Indiana internship, students must also: • be an Indiana resident; • be enrolled full-time at an eligible Indiana college; and • not have a bachelor’s degree prior to the term the student plans to work. EARN Indiana has partnered with Indiana INTERNnet to better match students and employers,…

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Meet Carrie Wilson

Carrie Wilson Ball State Alum, community ambassador, project coordinator Hometown: Greenfield First Job: Wilson works with healthcare clients as a project coordinator for Recourse Resource Consulting in Fishers, Indiana, and as a community ambassador for Leap for Women, an online community for entrepreneurs. How She Got There: Wilson graduated from Ball State in 2015. “I was a psychology major and thought I wanted to do counseling, but realized that it was not the career for me. A psychology degree definitely helps me interact and best understand clients.” Turning Point: Her…

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